Irvtus3n свифт какой банк

Обновлено: 18.04.2024

A SWIFT code (or BIC code) is a unique code that identifies financial and non-financial institutions and is mainly used for international wire transfers between banks.

In this page you will find detailed information about the swift code “IRVTUS3NACH” of “THE BANK OF NEW YORK MELLON” for the branch named: “(NEW YORK, AUTOMATED CLEARING HOUSE)”.

Institution	THE BANK OF NEW YORK MELLON
Branch name	(NEW YORK, AUTOMATED CLEARING HOUSE)
Branch code	ACH
Alternative options	Sending money via your bank can be expensive because of markups they add to the exchange rate. You may want to consider alternatives like Wise, formerly TransferWise, who are up to 5x cheaper than banks for sending and receiving money abroad.

The downside of international transfers with your bank

When you send or receive an international wire with your bank, you might lose money on a bad exchange rate. With Wise, formerly TransferWise, your money is always converted at the mid-market rate and you'll be charged a low, upfront fee each time. Wise also offer a multi-currency account that allows customers to receive payments in multiple currencies for free and hold over 50 currencies in the one account. Learn more

What is a SWIFT code?

SWIFT codes are used to identify banks and financial institutions worldwide. They are used by the swift network to transmit wire transfers (money transactions) and messages between them. For international wire transfers, swift codes are always required in order to make transactions secure and fast.

These codes were initially introduced by the SWIFT organization as “swift codes” but were later standardized by the International Organization for Standardization (ISO) as “BIC” meaning “Business Identifier Codes”. Most people think B.I.C. stands for “Bank Identifier Codes” (“bank” instead of “business”) but that is incorrect since non-financial institutions can also join the swift network.

A “BIC code” can be seen by many different names, like “SWIFT code” (most common), “SWIFT ID”, “SWIFT-BIC”, “SWIFT address”, “BEI” (that comes from “Business Entity Identifier”), or even “ISO 9362”, which is the standard format that has been approved by the ISO organization. The acronym SWIFT stands for the Society for Worldwide Interbank Financial Telecommunication.

In depth analysis of a swift code

Swift codes are broken down into sections, in the same way telephone numbers are broken into sections, and every section reveals some information about the institution that was assigned this code. They consist of eight or eleven characters. Whenever an eight-character code is used, then it is referring to the headquarters (main office) of the institution.Here is how an 11-character code is broken down and what each section of characters represents. Let's take this imaginary 11-character swift code:
AAAABBCCDDD

It can be broken down to these sections:
AAAA – BB – CC - DDD

Section 1 (the first 4-characters “AAAA”): This code is used to identify the institution’s global presence (all branches and all divisions around the world). For example, “CHAS” is used for “JPMORGAN CHASE BANK”

Section 2 (5th and 6th characters “BB”): This two-letter code represents the country of this particular institution’s branch and follows the ISO 3166-1 alpha-2 standard for representing country codes. For example, “US” for “UNITED STATES”, “GB” for “UNITED KINGDOM”, CA for “CANADA”, etc.

Section 3 (7th and 8th characters “CC”): These characters represent a location code (e.g. “FF” is the code for “Frankfurt”, “KK” is the code for Copenhagen, etc.) and also the second character (8th in the B.I.C.) sometimes carries this information:

If it is equal to “0”, then it typically is a BIC assigned for testing purposes (as opposed to a BIC used on the live network).
If it is equal to “1”, then it denotes a passive participant in the SWIFT network.
If it is equal to "2", then it typically denotes a “reverse billing” BIC, meaning that the recipient of the message has to pay for the message.

Some popular swift code searches:

: Bank of America BOFAUS3NXXX (or simply: BOFAUS3N) : JP Morgan Chase CHASUS33XXX (or simply: CHASUS33) : HSBC Bank PLC MIDLGB22XXX (or simply MIDLGB22)

Try our online SWIFT/BIC lookup tool to locate any of the thousands active or passive swift codes. Our primary focus is to provide you with the most accurate and up to date database of financial institutions all over the world. You can search for an institution’s detailed data by entity name, BIC, or even specific keywords that narrow the search results even more. You can also browse for swift codes by clicking on the list of countries and then choosing the institution's name from the alphabetical list.

We are certain that this site will help you save a lot of time (hence. money!), especially if you are dealing with lots of bank transactions daily. Please read our disclaimer at the bottom of this page before using our online tool.

IRVTUS3N swift code is the unique bank identifier for THE BANK OF NEW YORK MELLON's head office branch located in NEW YORK,NY - UNITED STATES and it's used to verify financial transactions such as a bank wire transfers (international wire transfers). Check the IRVTUS3NXXX SWIFT / BIC code details below.

The bic / swift code provides information about the bank and branch where the money should be transferred. Being able to check information about the code will provide you with the proper information necessary to make or receive payments. Some banks and their associated branches benefit from an address listing which provides you with the means to match swift codes with financial institution office address.

This bic / swift code directory provides businesses and individuals with an easy way to verify bank details and avoid international money transfer mistakes.

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Swift Code General Structure

The SWIFT code / BIC code is made up of 8 or 11 characters, broken down as follows:

4 letters: Institution code or bank code.
2 letters: ISO 3166-1 alpha-2 country code

2 letters or digits: location code

if the second character is "0", then it is typically a test BIC as opposed to a BIC used on the live network.
if the second character is "1", then it denotes a passive participant in the SWIFT network
if the second character is "2", then it typically indicates a reverse billing BIC, where the recipient pays for the message as opposed to the more usual mode whereby the sender pays for the message.

SWIFT Standards, a division of The Society for Worldwide Interbank Financial Telecommunication (SWIFT), handles the registration of these codes. Because SWIFT originally introduced what was later standardized as Business Identifier Codes (BICs), they are still often called SWIFT addresses or codes.

Please remember to always confirm the correct swift code with the bank or recipient before sending or receiving any money.

Swift Code IRVTUS3NXXX Breakdown

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Frequently Asked Questions

What are SWIFT codes?

A SWIFT code is a set of 8 or 11 digits that uniquely identify a bank branch. You'll need to use one when sending money internationally.

What are BIC codes?

BIC code is just a different name for SWIFT code.

Both represent a sequence of either 8 or 11 digits which include a bank code, a country code, a location code, and a branch code — all of which are combined to identify an individual bank branch.

Is a SWIFT code the same for all branches?

Not all bank branches have a SWIFT code. When you can't find the code for your specific branch, you can use the bank’s primary office swift.

Do you need a SWIFT code for international transfers?

When you send money internationally, you need a SWIFT/BIC code. Without it, your bank can't identify the exact bank where the money needs to be sent.

Do I need an IBAN number?

Europe, Middle East and Caribbean countries have adopted the use of International Bank Account Number (IBAN) for international funds transfers. Remember to use IBAN if you are making transfers to countries in these regions.

An IBAN account number format consists of up to 34 alphanumeric characters so it would be wise to check the IBAN number prior to making a transfer.

IBANs don’t replace sort codes or account numbers. They are used to identify individual bank accounts for both incoming and outgoing international money transfer transactions whereas SWIFT code / BIC codes are mainly used to identify a specific bank during an international transaction.

SWIFT Code Standard

A Swift Code is the standard format for Business Identifier Codes (BIC) and it's a unique identification code for banks and financial institutions globally. These codes are used when transferring money between banks, for international wire transfers or SEPA payments.

SWIFT code, BIC code, SWIFT ID or SWIFT - BIC (ISO 9362) is a standard format of Business Identifier Codes approved by the International Organization for Standardization (ISO). It is a unique identification code for both financial and non-financial institutions. The acronym SWIFT stands for the Society for Worldwide Interbank Financial Telecommunication. When assigned to a non-financial institution, the code may also be known as a Business Entity Identifier or BEI. These codes are used when transferring money between banks, particularly for international wire transfers, and also for the exchange of other messages between banks. The codes can sometimes be found on account statements.

The overlapping issue between ISO 9362 and ISO 13616 is discussed in the article International Bank Account Number (also called IBAN). The SWIFT network does not require a specific format for the transaction so the identification of accounts and transaction types is left to agreements of the transaction partners. In the process of the Single Euro Payments Area the European central banks have agreed on a common format based on IBAN and BIC including an XML-based transmission format for standardized transactions; the TARGET2 is a joint gross clearing system in the European Union that does not require the SWIFT network for transmission (see EBICS). The TARGET-directory lists all the BICs of the banks that are attached to the TARGET2-network being a subset of the SWIFT-directory of BICs.

Disclaimer

If you’re not sure about any of the swift code details you’re using, get in touch with the bank or financial institution in question. They should be able to give you the right information.

THE BANK OF NEW YORK MELLON, New York, Ny - SWIFT/BIC Code

THE BANK OF NEW YORK MELLON, NEW YORK, NY - SWIFT Code Information

Address
SWIFT Code / BIC	IRVT US 3N ADR Copy Send via Email
Money Transfer	Save on international fees by using Wise, which is 5x cheaper than banks.
Receive Money	Get paid at the real exchange rate by using Wise.
Bank / Institution	THE BANK OF NEW YORK MELLON
Branch Name	(AMERICAN DEPOSITARY RECEIPTS)
City	NEW YORK, NY
Postcode
Country	United States
Connection	Active

IRVTUS3NADR - SWIFT Code Breakdown

SWIFT Code	IRVT US 3N ADR
Bank Code	IRVT - code assigned to THE BANK OF NEW YORK MELLON
Country Code	US - code belongs to United States
Location & Status	3N - represents location, second digit 'N' means active code
Branch Code	ADR - indicates this is a branch office
Head Office	IRVTUS3N - primary office of THE BANK OF NEW YORK MELLON, United States

What is a SWIFT Code?

A SWIFT Code is a standard format of Bank Identifier Code (BIC) used to specify a particular bank or branch. These codes are used when transferring money between banks, particularly for international wire transfers. Banks also use these codes for exchanging messages between them.

SWIFT codes comprise of 8 or 11 characters. All 11 digit codes refer to specific branches, while 8 digit codes (or those ending in 'XXX') refer to the head or primary office. SWIFT codes are formatted as follows:

First 4 characters - bank code (only letters)
Next 2 characters - ISO 3166-1 alpha-2 country code (only letters)
Next 2 characters - location code, passive participant will have "1" in the second character (letters and digits)
Last 3 characters - branch code, optional - 'XXX' for primary office (letters and digits)

The downside of international transfers with your bank

When you send or receive money using your bank, you might lose out on a bad exchange rate and pay hidden fees as a result. That's because the banks still use an old system to exchange money. We recommend you use Wise (formerly TransferWise), which is usually much cheaper. With their smart technology:

You get a great exchange rate and a low, upfront fee every time.
You move your money as fast as the banks, and often faster – some currencies go through in minutes.
Your money is protected with bank-level security.
You join over 2 million customers who transfer in 47 currencies across 70 countries.

The registrations of SWIFT codes are handled by Society for Worldwide Interbank Financial Telecommunication (SWIFT) and their headquarters is located in La Hulpe, Belgium. SWIFT is the registered trademark of S.W.I.F.T. SCRL with a registered address at Avenue Adèle 1, B-1310 La Hulpe, Belgium.

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THE BANK OF NEW YORK MELLON, New York, Ny - SWIFT/BIC Code

THE BANK OF NEW YORK MELLON, NEW YORK, NY - SWIFT Code Information

Branch Name
SWIFT Code / BIC	IRVT US 3N Copy Send via Email
Money Transfer	Save on international fees by using Wise, which is 5x cheaper than banks.
Receive Money	Get paid at the real exchange rate by using Wise.
Bank / Institution	THE BANK OF NEW YORK MELLON
Address	240 GREENWICH STREET
City	NEW YORK, NY
Postcode	10286
Country	United States
Connection	Active

IRVTUS3N - SWIFT Code Breakdown

SWIFT Code	IRVT US 3N or IRVT US 3N XXX
Bank Code	IRVT - code assigned to THE BANK OF NEW YORK MELLON
Country Code	US - code belongs to United States
Location & Status	3N - represents location, second digit 'N' means active code
Branch Code	XXX or not assigned, indicating this is a head office

What is a SWIFT Code?

First 4 characters - bank code (only letters)
Next 2 characters - ISO 3166-1 alpha-2 country code (only letters)
Next 2 characters - location code, passive participant will have "1" in the second character (letters and digits)
Last 3 characters - branch code, optional - 'XXX' for primary office (letters and digits)

The downside of international transfers with your bank

You get a great exchange rate and a low, upfront fee every time.
You move your money as fast as the banks, and often faster – some currencies go through in minutes.
Your money is protected with bank-level security.
You join over 2 million customers who transfer in 47 currencies across 70 countries.

report this ad

A SWIFT code (or BIC code) is a unique code that identifies financial and non-financial institutions and is mainly used for international wire transfers between banks.

In this page you will find detailed information about the swift code “IRVTUS3NXXX” of “THE BANK OF NEW YORK MELLON”.

Branch name
Institution	THE BANK OF NEW YORK MELLON
Branch code	XXX
Alternative options	Sending money via your bank can be expensive because of markups they add to the exchange rate. You may want to consider alternatives like Wise, formerly TransferWise, who are up to 5x cheaper than banks for sending and receiving money abroad.

The downside of international transfers with your bank

What is a SWIFT code?

In depth analysis of a swift code

It can be broken down to these sections:
AAAA – BB – CC - DDD

If it is equal to “0”, then it typically is a BIC assigned for testing purposes (as opposed to a BIC used on the live network).
If it is equal to “1”, then it denotes a passive participant in the SWIFT network.
If it is equal to "2", then it typically denotes a “reverse billing” BIC, meaning that the recipient of the message has to pay for the message.

Some popular swift code searches:

: Bank of America BOFAUS3NXXX (or simply: BOFAUS3N) : JP Morgan Chase CHASUS33XXX (or simply: CHASUS33) : HSBC Bank PLC MIDLGB22XXX (or simply MIDLGB22)

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Куприянов Денис Юрьевич

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